Dealing with the Aftermath of an Auto-Accident
If you are involved in a car accident, it can be a very frightening, stressful event. Most people tend to panic, and are not able to think about what they need to do next, to handle the situation.
However, what you do right after the accident is very important. Familiarize yourself with this standard protocol, so that if you are every in a wreck in the future, you will more instinctively be able to know what to do next.
If you were driving the car at the time of the wreck, be sure to find out who were all the drivers involved in the accident. Make sure they have driver’s licenses and write down their names, addresses, telephone numbers, and driver’s license numbers-this is very important for legal and insurance reasons.
Also, look to see if any of the drivers were intoxicated in any way. If you believe someone was, write down who and why you think so.
Find out if there were any other passengers in any of the vehicles involved in the accident. If there are any, get their names and addresses-they could become important witnesses in the case, if you need them.
Be sure to get the names, addresses, and telephone numbers of any pedestrians involved in the accident, or even ones who were able to see what happened. Often insurance companies will want to talk to people who witnessed what happened.
If you were not at fault, they can really help to build your case with an insurance company. There is a lot of information about the accident itself that you should record.
Make sure that you take note of where the accident took place, at what time, and what the weather and road conditions were at the time. Write down what direction each of the cars involved were traveling.
Record your memory of exactly how the incident took place. While it may be hard to get all this information, it can be very helpful in dealing with your auto insurance claim and being prepared for a possible lawsuit.
Be sure to note any injuries that resulted, what medical assistance needed to be provided, and even if anyone said that they were not injured at the time. Note any damage that any of the cars had prior to the event, if you can remember.
In most cases, you should contact a lawyer as soon as possible. An experienced lawyer can inform you of your rights, and what steps you may need to take next to either prove your innocence, or get compensation from damages when it was not your fault.
A lawyer can also assist you in dealing with your auto insurance company or represent you if you are sued. In many cases, not everyone involved has auto insurance-this may even be the case with you.
It is always a good idea to have auto insurance, for a number of reasons. The costs of driving without coverage may include license suspension or revocation, costly fines, and increased fees once such protection is obtained.
Additionally, an uninsured driver risks losing personal assets if she is responsible for an auto accident. Insurance specifications vary by state and are often categorized by coverage for injury, death, and property damage.
Your local Department or Bureau of Motor Vehicles provides information regarding state insurance requirements on its website, or in its office. An uninsured motorist clause requires an insurance company to pay the actual damages if the owner is injured by another driver without liability insurance.
Most companies offer an uninsured motorist clause for an added premium fee. If your policy includes such a clause, you are protected even if the other driver is uninsured.
Although there is no guaranteed defense for an uninsured driver, you could attempt a few different approaches to your argument. When the court makes a ruling, they will consider whether there was a substantial length of time during which you were uninsured.
They will also consider whether you knew that you were driving without it, and whether or not your company informed you in a certified letter about policy revocation. Make sure that you seek the council of a lawyer right away, and present the entire case before them for their professional help-you will be able to handle the situation as successful as possible in this way.
Ignacio Lopez has years of experience as an attorney. If you are facing a DUI charge he recommends this Criminal Defense Attorney Orange County.
Contact Info:
Ignacio Lopez
ignaciolopez09@gmail.com
http://www.iwin4you.com
