Author "Holly Mckenzie" Page

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How Life Expectancy Increases the Need for Disability Insurance

In the mid nineteen hundreds, the life expectancy of the average American barely reached past sixty years of age. As a result of medical advancements, and our expanded knowledge regarding nutrition and physical activity, our life expectancy has grown steadily over the years; today the average American can expect to live to the age of [...]

Disability Income Insurance Following an Illness

If you have recently suffered an illness of any kind – enough of an illness that you were forced to take some time off from work – you have undoubtedly quickly discovered how difficult it can be to manage without one of the paychecks that you are accustomed to bringing home. Sure, most of us [...]

Bankruptcy Protection Offered through Disability Insurance

There are none of us that can actually say that we have envisioned bankruptcy as a part of our financial future. While we may not necessarily have expectations of living in a grandiose style, we certainly don’t envision a life where we are in such poor financial shape that bankruptcy is our only alternative. But [...]

Disability Insurance for Caretakers

Those of us with children of our own naturally consider ourselves to be caretakers; everything that we do must take into account the care and wellbeing of these children. And so we do the best we can on a day to day basis to give them what they need and to protect them from harm [...]

Disability Insurance for Surgery & Recuperation

There are certainly none of us who ever want to face an illness of any kind – that never want to have to spend an extended stay in the hospital or deal with the recuperation time that follows a major surgical procedure. But unfortunately life happens, and there is oftentimes where we face an unexpected [...]

Pregnancy May Sometimes Warrant Disability Insurance

Pregnancy is a time during which expectant mothers and their families wait for the arrival of their newest family member. We ready rooms, prepare ourselves for a short leave of absence standard with most company maternity leaves, and essentially go about our business. For most of us this is a time of immense joy and [...]

Pregnancy May Sometimes Warrant Disability Insurance

Pregnancy is a time during which expectant mothers and their families wait for the arrival of their newest family member. We ready rooms, prepare ourselves for a short leave of absence standard with most company maternity leaves, and essentially go about our business. For most of us this is a time of immense joy and [...]

Disability Insurance for those with Health Issues

Having health problems is a terrible thing for anyone to have to contend with; there is the ongoing medical care, the time taken from work, and the overall emotional and physical toll it takes on the person that is ill, as well as their family. Many people just assume that they cannot get particular insurance [...]

Disability Income Insurance after the Birth of a Baby

When a baby is born there are many things that change with a family’s dynamic. There is, of course, a significant transformation that happens in the home, as new parents adjust to this new and different lifestyle. But there are also “administrative” changes that must be made in order for the family to be protected [...]

Back to School Considerations for Disability Insurance

When college students nationwide head off to school, perhaps some for the first time, in pursuit of their degrees. This is a large adjustment on two very separate fronts. For one, college-aged students are away from home and often exploring their independence for the first time. For parents and other family members left behind, this [...]

Protecting Stay at Home Moms with Disability Insurance

A family can be vunerable if – with only one person bringing in an income and no disability insurance to speak of – the earner of the family becomes ill or injured and is unable to continue to work. Facing medical bills, household expenses, and a complete loss of income, a woman who has been, [...]

You May Be Able to Qualify for Disability Insurance, Despite Health Issues

Applying for insurance of any kind requires applicants to meet particular criteria set forth by the agency in question. For example, in order to get life insurance – at the amounts and terms that are desirable – it is necessary for an applicant to meet particular health conditions; a medical examination is conducted to this [...]

Protecting Stay at Home Moms with Disability Insurance

We’ve all heard time and time again that being a stay at home mother is one of the hardest jobs there is to do. The reason that it is said so often is because it is so true. It’s a difficult thing to convince someone that has never done it and feels it would be [...]

Disability Insurance and Pregnancy Part 2

In the last post, we talked about how pregnancy and delivery – something that working women often take months off of work from as they bring their babies home and settle into a routine – can quickly become the unexpected when moms find themselves facing a longer than normal recovery. Pregnancy and delivery should be [...]

Disability Insurance and Pregnancy

When we are younger we see pregnancy only as a natural thing; something that happens when we want it to, goes off without a hitch, and results in a normal labor and delivery, and a healthy baby. But as we get older and we begin to hear the stories of our friends and peers, we [...]

Disability Insurance Makes Sense Regardless of Age

As we age we can certainly expect to weather a few physical storms. After all, we know without a doubt that our bodies will change as we get older and that we will undoubtedly have to contend with some things that we may not have had to contend with in our younger years. But just [...]